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Foreign Nationals

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In today’s global economy, it has become increasingly common for individuals who are not U.S. citizens to have significant business, family and/or other financial ties to the United States.  These individuals may have special estate and tax planning needs under the United States’ federal tax rules.

Whether you are a:

  • foreign citizen currently living or planning to live in the U.S., or a
  • foreign citizen who owns a business or other assets that are located in the U.S., and/or 
  • You and your spouse intend to transfer U.S. property to each other, and one or both of you are not U.S. citizens,

Your U.S. based assets may be subject to a federal estate tax as high as 40% with only a small exemption available. 

There are ways to identify and plan for these special situations.  Life Insurance may provide one piece to the puzzle. Life Insurance may help provide death benefit protection, long-term tax benefits and certainty in estate planning for Foreign Nationals.  The information and material you will find on this page are designed to help guide you through the special circumstances and questions that must be asked to start the planning process.

Call us today at 800-906-3310, option 1.

Foreign Nationals

Foreign National Overview

This presentation will provide a high level overview of some of the unique estate and gift tax issues facing foreign nationals and how life insurance may provide a solution to some.

The materials below have been developed to help you discuss the benefit of life insurance with your foreign nationals clients.

If you have additional questions or need further support, please contact the Advanced Marketing team.

These materials are for Agent Use Only - Not for the Public. 

National Life Agents, please go here and then login into the Agent Portal to access all of the training material.

If you have additional questions or need further support, please contact the Advanced Marketing team.

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The companies of National Life Group® and their representatives do not offer tax or legal advice. For advice concerning your own situation, please consult with your appropriate professional advisor.

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