At National Life Group, we take financial and estate planning strategies as seriously as you do. While these calculators aren't a substitute for professional planning advice, they can provide some quick information about what steps you might want to take now to help achieve your financial goals. If you'd like any additional information or professional advice, we're here to help. Simply fill out the Contact Us form and we'll have one of our local representatives get in touch with you.

Life Insurance Needs

Most of us give little thought to life expectancy and think of life insurance as a way to provide for our families if we die prematurely. 

Life Insurance Calculator

College Funding

Interest working for you now in a regular savings program is much better than having interest work against you in the future in the form of education loans.

College Funding Needs

Time Value of Money

We all know that money and time are inextricably interwoven. If you take a little money and a lot of time, you can grow that little into a significant sum using the power of compound interest.

Which is Better: Cash up Front Or Payments Over Time?  
What Will My Current Savings Grow To?  
Compare Taxable, Tax-deferred and Tax-free Investment Growth  
Save Now vs. Save Later  

Personal Finances

Make your money work for you. Use these calculators to examine your financial position and show you the big picture throughout your working life.

Net Worth Statement  
What would my loan payments be?  
Estate Tax Estimator  
Federal Income Tax Calculator  
What is the Value of My Business?  
How Much Home Can I Afford?  

Retirement Planning

Our retirement planning calculators can help you test your assumptions about the future.

How Much To Save For Retirement?
IRA Eligibility Comparison
Roth IRA Conversion
Impact of Inflation
The Cost of Waiting
72(t) Early Distribution Analysis
What is My Projected Required Minimum Distribution?
Are My Current Retirement Savings Sufficient?
Compare the Roth 401(k) to a Traditional 401(k)
Social Security Benefits Calculator (
How Long Will My Retirement Savings Last?
I'm Self-Employed, How Much Can I Contribute to a Retirement Plan?

Investment and Saving

Risk Profiler