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Living Benefits

Protection for the people you love.
Support during your lifetime.

Life insurance provides financial support to loved ones after you’re gone, helping replace income, pay debts, and cover everyday expenses. But with Living Benefits, certain policies may also provide support to you during your lifetime when there’s a qualifying event.

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How Living Benefits work.

Learn more about how Living Benefits can support you and your family.

See how Living Benefits work in NY .

The power of Living Benefits.

See how Living Benefits helped National Life Group policyholders navigate challenging times.

  1. Caring for a Child with Leukemia

  2. Fighting Cancer While Raising Kids

  3. Finding Strength in Family During Times of Crisis

Living benefits are provided by no-additional-premium Accelerated Benefits Riders (ABRs). Payment of accelerated benefits will reduce the cash value and/or death benefit otherwise payable under the policy. Receipt of accelerated benefits may be a taxable event, may affect your eligibility for public assistance programs, and may reduce or eliminate other policy and rider benefits. Please consult your tax professional to determine the tax status of any benefits paid under this rider and with social service agencies concerning how receipt of such a payment could affect you. Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. Riders may be optional, may require additional premium, and may not be available in all states or on all products. This is not a solicitation of a life insurance policy.

Build a financial safety net for the unexpected.

A financial professional can help you understand how life insurance with Living Benefits may provide additional protection when you need it.

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