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Initiate Life Insurance Loan Disclosure

Products issued by: National Life Insurance Company | Life Insurance Company of the Southwest National Life Group is a trade name of National Life Insurance Company (NLIC), Montpelier, VT, Life Insurance Company of the Southwest (LSW), Addison, TX, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an

Content Section7

How are MYGAs protected from market risk? A MYGA offers a way to grow your savings at an interest rate you lock in. You may not realize the same growth as when investing in the stock market, but you also dont have the risk of losing any money. When you purchase a MYGA, you are guaranteed a certain outcome, based on a fixed interest rate determined at issue.4

Take a Life Insurance Loan Disclosure

Products issued by: National Life Insurance Company | Life Insurance Company of the Southwest National Life Group is a trade name of National Life Insurance Company (NLIC), Montpelier, VT, Life Insurance Company of the Southwest (LSW), Addison, TX, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an

Understanding Your States Retirement System

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OUR TEAM - advanced markets

Advanced Marketing Attorneys Matt Ryan, JD* Assistant Vice President 802-229-3543 MRyan@nationallife.com Pamela Cathlina, JD*, CLU Sr. Attorney 802-229-7358 PCathlina@nationallife.com Yining Eads, JD*, LL.M. Attorney 802-229-3912 YEads@nationallife.com Meg Muldoon, JD*, LL.M. Sr. Attorney 802-224-1736 MMuldoon@nationallife.com Experience the innovative planning expertise of our Advanced Marketing Attorneys. Our high

OUR TEAM - advanced markets

Advanced Marketing Attorneys Matt Ryan, JD* Assistant Vice President 802-229-3543 MRyan@nationallife.com Pamela Cathlina, JD*, CLU Sr. Attorney 802-229-7358 PCathlina@nationallife.com Yining Eads, JD*, LL.M. Attorney 802-229-3912 YEads@nationallife.com Meg Muldoon, JD*, LL.M. Sr. Attorney 802-224-1736 MMuldoon@nationallife.com Experience the innovative planning expertise of our Advanced Marketing Attorneys. Our high

Disclosure number

The companies of National Life Group and their representatives do not offer tax or legal advice. For advice concerning your own situation, please consult with your appropriate professional advisor. Legal Disclosure TC139670(0224)3

Inquiry and Submission

For more information about this program and to discuss potential cases prior to the submission of a formal inquiry, please contact the Advanced Markets Team members listed below. Bryan Pritchard, MBA, CLU Director 802-229-3387 BPritchard@nationallife.com

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Next steps Find out what is best for you and your unique situation: Work with your agent or a financial/tax professional Looking to buy a MYGA or another annuity? Request a call from a National Life agent. 1Unlike Certificates of Deposit, annuities are not FDIC-insured. 2Buying an annuity with a tax-deferred retirement plan doesn't offer extra tax benefits. If considering an annuity within a retirement plan, base your

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