Predictable Guarantees on the Most Flexible
Whole Life Product in the Industry.
Convenient to Issue, Convenient to manage.
Predictable:
• Strong death benefit guarantees
• Accumulation guarantees1
• Premium Payments that never go up1
Flexible:
• Premium payments can be customized around client needs
• Living benefits
• Access to cash value through loans and withdrawals2
Convenient to Issue:
• EZ Underwriting and eApp
One Solution for Many Needs
Where Does TotalSecure Fit?
Here are four target profiles where TotalSecure is a predictable and flexible client solution:
Jennifer
Wants No Risk
37, Married with one child, On track to be partner
Needs:
- To provide financial protection for her family if she wasn’t there
- To accumulate money tax-deferred, as she is in a high tax bracket
- To protect this portion of her assets from market losses
Bruce
Wants Total Protection
60, Married with three grown children and five grandchildren, VP, Sales, approaching retirement
Needs:
- To protect a portion of his money from market fluctuations so close to his retirement
- To pass on as much wealth to his family as possible
- To have access to his money when he needs it
Marc
Wants the Most Protection He Can Afford
32, Single father, Police Officer
Needs:
- To have the most protection he can afford
- To obtain life insurance while he is young
- To have protection in case he becomes ill or injured
Sharon
Wants a Safety Net
52, Widow with two sons, Owns two restaurants
Needs:
- To protect her business if she becomes ill
- To protect her sons from being burdened by taxes and expenses when she dies
- To continue to accumulate money, which she can access through policy loans in case the business has unexpected cash flow challenge
Learn more about TotalSecure:
Share the Story With Your Clients:
TotalSecure Client Mailer available in CoBrand on Demand
Cat No. 104325
TotalSecure Whole Life Insurance:
Predictable Guarantees on the Most Flexible Whole Life Product in the Industry.