VariTrak Prospectus Package

	National Life Insurance Company Life Insurance Company of the Southwest National Retirement Plan Advisors Equity Services, Incorporated Sentinel Investments

About Us4

Who We Are
Annual Report
Board and Management
Ratings
Community Outreach
Charitable Foundation
Our Locations
Financial Statements

Products and Tools4

Life Insurance
Annuities
Mutual Funds
How We Sell
Calculators
Glossary of Terms
Funds and Prospectus
Medical Questionnaires
Qualified Plan Census

Customer Service4

How to Contact Us
Customer Registration
E-Documents
Customer Service Forms
Funds and Prospectus

Join Our Team4

View Jobs
Agent Opportunities

Why NLGroup
Benefits
Training & Education
Student Center
Wellness
Environment

Performance and Prospectus

VariTrak Prospectus Package

Letter to Policyholders

Sentinel Variable Products Trust: Balanced Fund; Bond Fund; Common Stock Fund; Mid Cap Growth Fund; Money Market Fund; Small Company Fund

AIM Variable Insurance Funds: V.I. Dynamics Fund; V.I. Global Health Care Fund; V.I. Technology Fund

Alger American Fund: Capital Appreciation Portfolio; LargeCap Growth Portfolio; SmallCap Growth Portfolio

Alliance Bernstein Variable Products Series Fund, Inc.: International Growth; International Value; Small/Mid Cap Value; Value

American Century Variable Portfolios, Inc.: VP Income and Growth Fund; VP Inflation Protection Fund; VP International Fund; VP Ultra Fund; VP Value Fund; VP Vista Fund

Dreyfus: VIF Appreciation Portfolio; VIF Developing Leaders Portfolio; VIF Quality Bond Portfolio; Dreyfus Socially Responsible Growth Fund, Inc.

DWS Variable Series II: DWS Dreman High Return Equity VIP; DWS Dreman Small Mid Cap Value VIP; Small Cap Index VIP

Fidelity® Variable Insurance Product: Contrafund® Portfolio; Equity-Income Portfolio; Growth Portfolio; High Income Portfolio; Index 500 Portfolio; Investment Grade Bond Portfolio; Mid Cap Portfolio; Overseas Portfolio; Value Strategies Portfolio

Franklin Templeton Variable Insurance Products Trust: Foreign Securities; Global Real Estate Fund; Mutual Global Discovery Securities; Mutual Shares Securities Fund; Franklin Small Cap Value Securities Fund; Franklin Small-Mid Cap Growth Securities Fund; Franklin U.S. Government

JPMorgan Insurance Trust: International Equity Portfolio; Small Cap Core Portfolio

Neuberger Berman Advisors Management Trust: Short Duration Bond Portfolio; Mid Cap Growth Portfolio; Partners Portfolio; Small-Cap Growth Portfolio; Socially Responsive

Oppenheimer Variable Account Funds: Balanced/VA; Main Street Small Cap/VA; Strategic Bond/VA

T. Rowe Price Equity Series, Inc.: Blue Chip Growth Portfolio; Equity Income Portfolio; Health Sciences Portfolio; Personal Strategy Balanced

Van Eck Worldwide Insurance Trust: Worldwide Bond; Worldwide Emerging Markets; Worldwide Hard Assets; Worldwide Real Estate

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