Statement of Additional Information

Underlying Fund Prospectuses

Supplement(s) to the Underlying Funds' Prospectuses

Sentinel Variable Products Trust

Balanced Fund

Bond Fund

Common Stock Fund

Mid Cap Growth Fund

Money Market Fund

Small Company Fund

AIM Variable Insurance Funds

AIM VI-Dynamics Fund

AIM VI-Global Health Care Fund

AIM VI-Technology Fund

Alger American Funds

Alger American Capital Appreciation Portfolio

Alger American Growth Portfolio

Alger American SmallCap Growth Portfolio

American Century Variable Portfolios, Inc.

VP Income & Growth Fund

VP Inflation Protection Fund

VP International Fund

VP Ultra Fund

VP Value Fund

VP Vista Fund

Dreyfus

VIF Appreciation Portfolio

VIF Developing Leaders Portfolio

VIF Quality Bond Portfolio

Dreyfus Socially Responsible Growth Fund, Inc.

DWS Variable Series II

DWS Dreman High Return Equity VIP

DWS Dreman Small Mid Cap Value VIP

Fidelity® Variable Insurance Product

Contrafund® Portfolio

Equity-Income Portfolio

Growth Portfolio

High Income Portfolio

Index 500 Portfolio

Investment Grade Bond Portfolio

Mid Cap Portfolio

Overseas Portfolio

Franklin Templeton Variable Insurance Products Trust

Foreign Securities Fund

Global Real Estate Fund

Mutual Shares Securities Fund

Small Cap Value Securities Fund

Small-Mid Cap Growth Securities Fund

J.P. Morgan Series Trust II

JPMorgan International Equity Portfolio

JPMorgan Small Company Portfolio

Neuberger Berman Advisors Management Trust

Lehman Brothers Short Duration Bond Portfolio

Mid Cap Growth Portfolio

Partners Portfolio

Small-Cap Growth Portfolio

T. Rowe Price Equity Series, Inc.

Blue Chip Growth Portfolio

Equity Income Portfolio

Health Sciences Portfolio

Wells Fargo Variable Trust

VT Discovery Fund

VT Opportunity Fund