Sentinel Estate Provider Prospectus Package

	National Life Insurance Company Life Insurance Company of the Southwest National Retirement Plan Advisors Equity Services, Incorporated Sentinel Investments

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Sentinel Estate Provider Prospectus Package

Letter to Policyholders

Sentinel Variable Products Trust: Balanced Fund; Bond Fund; Common Stock Fund; Mid Cap Growth Fund; Money Market Fund; Small Company Fund

AIM Variable Insurance Funds: V.I. Dynamics Fund; V.I. Global Health Care Fund; V.I. Technology Fund

Alger American Fund: Capital Appreciation Portfolio; LargeCap Growth Portfolio; SmallCap Growth Portfolio

Alliance Bernstein Variable Products Series Fund, Inc.: International Growth; International Value; Small/Mid Cap Value; Value

American Century Variable Portfolios, Inc.: VP Income and Growth Fund; VP Inflation Protection Fund; VP International Fund; VP Ultra Fund; VP Value Fund; VP Vista Fund

Dreyfus: VIF Appreciation Portfolio; VIF Developing Leaders Portfolio; VIF Quality Bond Portfolio; Dreyfus Socially Responsible Growth Fund, Inc.

DWS Variable Series II: DWS Dreman High Return Equity VIP; DWS Dreman Small Mid Cap Value VIP; Small Cap Index VIP

Fidelity® Variable Insurance Product: Contrafund® Portfolio; Equity-Income Portfolio; Growth Portfolio; High Income Portfolio; Index 500 Portfolio; Investment Grade Bond Portfolio; Mid Cap Portfolio; Overseas Portfolio; Value Strategies Portfolio

Franklin Templeton Variable Insurance Products Trust: Foreign Securities; Global Real Estate Fund; Mutual Global Discovery Securities; Mutual Shares Securities Fund; Franklin Small Cap Value Securities Fund; Franklin Small-Mid Cap Growth Securities Fund; Franklin U.S. Government

JPMorgan Insurance Trust: International Equity Portfolio; Small Cap Core Portfolio

Neuberger Berman Advisors Management Trust: Short Duration Bond Portfolio; Mid Cap Growth Portfolio; Partners Portfolio; Small-Cap Growth Portfolio; Socially Responsive

Oppenheimer Variable Account Funds: Balanced/VA; Main Street Small Cap/VA; Strategic Bond/VA

T. Rowe Price Equity Series, Inc.: Blue Chip Growth Portfolio; Equity Income Portfolio; Health Sciences Portfolio; Personal Strategy Balanced

Van Eck Worldwide Insurance Trust: Worldwide Bond; Worldwide Emerging Markets; Worldwide Hard Assets; Worldwide Real Estate

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